What is medical payments coverage?

What is medical payments coverage?

In West Virginia, medical payments coverage is optional coverage you can purchase through your automobile insurer. This type of coverage can help pay for medical expenses for the driver and/or passengers of a vehicle after an accident regardless of fault. It can also be used to pay funeral expenses if someone is killed in the accident. Typically, this insurance is very inexpensive and comes in handy after a collision. When considering whether to purchase medical payments coverage through your car insurance, keep in mind that this type of coverage will also apply to out-of-pocket expenses that may not be covered through your health insurance (ambulance fees, chiropractic, funeral expenses, etc.). If your health insurance carries high deductibles and co-pays, you may benefit from purchasing this type of coverage. If you have been injured in an automobile or trucking collision through no fault of your own, contact an attorney at Preston & Salango to determine if you have medical payments coverage.

Categories: Car Accidents

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