What is medical payments coverage?
In West Virginia, medical payments coverage is optional coverage you can
purchase through your automobile insurer. This type of coverage can help
pay for medical expenses for the driver and/or passengers of a vehicle
after an accident regardless of fault. It can also be used to pay funeral
expenses if someone is killed in the accident. Typically, this insurance
is very inexpensive and comes in handy after a collision. When considering
whether to purchase medical payments coverage through your car insurance,
keep in mind that this type of coverage will also apply to out-of-pocket
expenses that may not be covered through your health insurance (ambulance
fees, chiropractic, funeral expenses, etc.). If your health insurance
carries high deductibles and co-pays, you may benefit from purchasing
this type of coverage. If you have been injured in an automobile or trucking
collision through no fault of your own, contact an attorney at Preston
& Salango to determine if you have medical payments coverage.