What is “Med-Pay” and How to Collect Med-Pay after a Car Accident or Truck Accident

What is “Med-Pay” and How to Collect Med-Pay after a Car Accident or Truck Accident

In West Virginia, victims of car accidents and truck accidents often do not realize that another source of money exists that is available to them from their own automobile insurance policy. In West Virginia, victims of automobile accidents sometimes have what is called Medical Payments coverage or “Med-Pay” under their automobile insurance policy. In order to find out if you have Med-Pay coverage, the declarations page of your policy usually has a line item that reads “medical payments.”

Why is Med-Pay Helpful and What does Med-Pay cover?

Med-Pay coverage will pay for medical expenses for the personal injury treatment you obtained from the car accident or truck accident up to the maximum amount that is listed on your declaration page under your insurance policy. Also, Med-Pay pays for medical treatment regardless of who was at fault for the car accident or truck accident. Policies can have various amounts for Med-Pay coverage including, for example: $1,000; $2,000; $5,000; $10,000 and amounts higher.

How Can I Use Med-Pay

Collecting Med-Pay claim money under your automobile insurance policy is straightforward. After the car accident or truck accident, you will need to send a copy of the accident report and copies of your medical bills to the insurance representative assigned to your claim. Victims of car accidents and truck accidents oftentimes find it easier for a law firm to assist them in the collection of Med-Pay. At Preston & Salango, we help all clients determine if they have Med-Pay and work to help collect the Med-Pay coverage under their policies.

If you or a loved one have been harmed by negligence in a car accident or truck accident, do not hesitate to give the skilled personal injury attorneys at Preston & Salango a call. Contact us at (304) 699-2679 or fill out our online form to schedule a free case consultation with us today!

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